FREQUENTLY ASKED QUESTIONS
Know exactly what you are buying.
Straight answers about the workbook, its purpose, and its limits.
Will this workbook raise my credit score?+
No particular score change, point increase, approval, interest rate, or timeframe can be guaranteed. The workbook helps you understand information, organize accounts and dates, document legitimate questions, and maintain responsible review habits.
Is this a credit-repair service?+
No. This is a self-guided educational and organizational digital workbook. We do not access reports, contact creditors, file disputes, negotiate debts, or provide individualized advice.
Is the workbook fillable?+
Yes. It contains 601 interactive fields and checkboxes. Most modern PDF applications can save entries. Keep the original file as a clean master copy.
Can I print it?+
Yes. It is formatted for US Letter paper. You may print working copies for your own personal use.
Can I share it with family or clients?+
The purchase includes a non-transferable personal-use license. It may not be redistributed, uploaded, resold, reproduced for clients, or used commercially.
Does it include dispute letters?+
It includes education about legitimate inaccuracies and a dispute documentation log. It does not encourage blanket disputes, false claims, or attempts to remove accurate information.
Are digital purchases refundable?+
Because access is delivered digitally, sales are final except when a technical delivery problem cannot be corrected. The Etsy listing will contain the controlling purchase policy.
Where will I purchase and download it?+
Purchase through the official Etsy listing. Etsy securely processes payment and makes the digital workbook available after purchase through your Etsy account under Purchases and Reviews.